Publisher : subramoney.com


Is there an easy answer to this complex question? I do not think so.
June 30, 2019, 12:36 a.m.
Publisher: subramoney.com

So our great regulator is trying to regulate the debt fund. First of all the regulator having to do so much of micro management is a clear indicator that the class is unruly. Imagine how many times in a year does the Principal of the school had to come to your class to read you…
June 29, 2019, 1:12 a.m.
Publisher: subramoney.com

The current long term debt market crisis in India is leading many readers to ask "should I redeem my bond fund and invest in the individual bonds".
June 27, 2019, 12:08 p.m.
Publisher: subramoney.com

Should you work in Retirement? India has a vey flexible retirement age. In family run companies (even if they are listed) a lot of senior people are retained far beyond their age of retirement. Look at our parliament - 70 is not considered old. So should you work while in retirement? another way of looking…
June 26, 2019, 3:59 a.m.
Publisher: subramoney.com


Hdfc amc has decided to dip into its own shareholder's funds to the extent of Rs. 500 crores to pay the FMP investors in full. Well if Hdfc amc were not a public listed company this information would never have come out. Even now if the "debentures" of Essel was nicely "placed" with some accomodating…
June 17, 2019, 11:04 p.m.
Publisher: subramoney.com

It is really difficult to believe that we have 43 mutual funds and 14 life insurance companies, but no Retirement solution. Let me explain. A mutual fund could take a stand that "we make products" and it is the IFA who should provide the solution, or the client should himself come out with a solution…
June 2, 2019, 10:12 p.m.
Publisher: subramoney.com

Lets remember cash is king. Especially in the short run. In the long run it is a bad asset class and gives you pathetic return. Of course 8% pre tax in liquid is not really pathetic if the inflation is really 4% p.a. I have no idea about what will happen in the market, however,…
June 2, 2019, 1:07 p.m.
Publisher: subramoney.com

A little about me: I qualified as a CA, trained as a lawyer, did equity research for 2 decades, was a director in a corporate which was a member of NSE.
May 31, 2019, 10:21 p.m.
Publisher: subramoney.com

Even just 50 years ago - when my father was in his 40s - retirement was not such a big issue.
May 31, 2019, 1:13 a.m.
Publisher: subramoney.com

LIC which took over the poorly managed IDBI Bank is trying to raise money by selling of the assets of Idbi bank. One of the assets that it is trying to sell is its assets management business - the Amc. Idbi mutual fund has about Rs. 9000 crores and somebody will pay Rs. 500 crores…
May 30, 2019, 9:49 p.m.
Publisher: subramoney.com