Based on its turnover and assets, the State Bank of India (SBI) has been accredited to be the largest banking and financial companies in India. Initially, coined as Imperial bank of India by the British India, the government of India nationalized the bank in 1955 by giving it’s a new name, State Bank of India.
State Bank of India is involved providing rage of banking products with it’s an extensive network of branches all over India as well as in overseas for NRIs. The bank added a feather to its cap when Forbes listed it “29th most reputed company in the world”. The Economics Times in its conducted survey in 2010 listed State Bank of India “top 10 brands of India”.
Among various banking products offered by State Bank of India, the SBI home loan has strong market clutch; partly because of high reputation of the bank and partly because of its experience in tackling loan related processing with the support of Indian government. Since this is a government owned bank, people have unquestionable trust over the bank thereby making it the most trustworthy bank in India for housing finance.
SBI home loan can provide you the best of financial assistance for your needs, such as purchasing or constructing a house/flat, purchasing a plot of land for construction purpose, repair/renovation or extension of the existing house etc.
SBI applies interest charge on daily reducing balance. There is no penalty for prepayment, and all the banking products featuring interest rate etc are in public domain. The bank ensures that applicants don’t experience lengthy approval procedure and so, loan is sanctioned within 6 days after submission of required documents. You will also avail personal accident insurance cover up to Rs 40 lacs under SBI home loan scheme. For more features, it is quite advisable to search information from the website of SBI.
The eligibility criteria of state bank of India mean to ensure that the applicants are eligible to avail loans. For this, different things such as proof of age, residence and identity, source of income, repayment capability etc are required.
You should familiar yourself about these criteria by visiting the website of the bank. There are elaborated details and information on the bank’s website that will help you know more about eligibility criteria of SBI housing loan. You will also come to various things including minimum and maximum housing loan amount offered by SBI.
State Bank of India home loan should be treated as an assistance of finance for the purpose of buying/constructing/extending a home. It is also essential to follow the eligibility criteria of the bank so that bank can ensure of you as a genuine home loan applicant.
After a rally from 100 to 175 level stock took a breather and moved sideways in broader range of 150-180. Stock broke out from rectangular channel with expansion of volumes few days back and now has come near to support zone of 175-180. Volumes have declined as stock corrected from 200 to 180 level, it means this correction is profit booking and not trend reversal. As the stock has approched support area a bounce back is likely from support levels. It makes sense to buy at current juncture from risk reward perspective. Buy Range: 175-180 Targets: 205/210 Stoploss: 167 on daily closing basis Time frame: 2-4 weeks For more free stock tips visit @ http://stock-selection.webs.com
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Above is daily candlestick chart of Lumax auto tech ltd. Stock gave a breakout from cup and handle pattern a few days back and now has come back to support area(275-280) to retest those levels. As stock declined to 280 level volumes have declined meaning uptrend is intact and correction is just profit booking. Stock is trading above all important moving averages. MACD is inching higher, RSI is also trading above 50 level. Height of cup and handle pattern is 50 Rs, that brings the technical target for the stock at 325. Buy range: 275-285 Targets: 325/330 Stoploss: 265 daily closing basis Time frame: 3-6 weeks For more free stock tips visit @ http://stock-selection.webs.com
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