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Andhra Bank: Buy for a target of Rs106

With clarity emerging on farm loan waiver scheme, it is believed that 2HFY15 would be better in terms of both NII growth and asset quality as INR 2300 mn of interest is added back (reversed during Q1FY15) and recovery of INR 10 bn of farm loan NPA. Buy for a target of Rs.106.
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Financial Results Q2FY15


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